Retirement Advising: Accumulation and Decumulation Strategies - 1st Ed.

Overview

Health-related decisions are encountered in every life stage. Making good choices can have a major impact on personal happiness and financial success. Managing the risk of a financially catastrophic illness requires thoughtful analysis of personal, tax and financial factors. Acquire a better understanding of medical insurance options for individuals transitioning to retirement, including long-term care insurance, Medicare, and Medigap plans.

Highlights

• The downside of traditional retirement asset accumulation strategies
• Threats to a successful retirement
• Holistic retirement planning: how personal goals integrate with tax, estate, risk, and investment management principles
• Matching investment assets with the appropriate retirement plan and distribution strategy
• Review recent legislation, including the changes for seniors in the One Big Beautiful Bill and the provisions of the SECURE Acts, and how they will impact retirement planning

Objectives

• Determine how to make retirement planning an area of expertise in your practice
• Identify traditional retirement planning assumptions, methods, and techniques
• Identify how recent legislative changes and research findings are changing the pre- and post-retirement advice offered to clients
• Recognize withdrawal techniques that can help extend the distribution period
• Determine how to integrate a retirement plan distribution strategy with a Social Security claiming strategy

Notice

This is a self-study/on demand course offered by a 3rd party vendor and will NOT be accessible in the My Upcoming CPE section of the ISCPA website. Course access information will be emailed directly to you by CalCPA. The course expires one year from the purchase date. Format = Online Self-Study.