Don’t Get Scammed When Making Travel Plans
Many people take vacations or visit family at this time of year. That’s
the good news. The bad news is that there are a number of scams that
unsuspecting travelers can fall victim to if they are not careful. The Iowa
Society of Certified Public Accountants offers these tips on how to avoid
them.
Be Cautious
When making any purchase, it’s always best to be suspicious of offers that
sound too good to be true, and that’s certainly the case when making travel
plans. Many con artists promise great vacations or airline deals for very
low prices, and you should be especially wary of great deals advertised in
unsolicited emails or faxes. Before you sign up, contact the sender and ask
some tough questions. For example, find out what exactly is included in the
bargain price, the names of the airlines or resorts involved, and the full
name and address of the company offering the deal. If the person you speak
to is unwilling to answer these questions or gives vague or incomplete
responses, then the offer is probably a scam.
Scrutinize “Free” Offers
Be particularly suspicious of promises of “free” travel, because it’s
rare that a legitimate business will give away anything for nothing. You may
find that the vacation is “free” only if you commit to making a costly
additional purchase. Or you may be told that you must reveal your credit
card number or other personal information in order to qualify for the deal.
Don’t do it, because the person asking for this information is probably an
identity thief who will use the information to make unauthorized charges to
your credit card or bank accounts.
Confirm the Details
Even when working with a reputable travel agent or resort, you may find
that your dream vacation doesn’t quite meet expectations. That’s why it’s
important to confirm not only your reservation in advance but also the
details of the deal. You want to be sure not only that dates and locations
are correct, but also that you agree on the terms and quality of your
vacation. If the advertisement promises “first-class accommodations,” for
example, find out exactly what that means so that you are not disappointed
with your room or any other aspect of your stay. You may be expecting a
fancy suite with a view of the ocean, while the travel company is actually
offering a relatively clean room overlooking a parking lot. It’s wise, too,
to confirm every aspect of your trip, including car rental or special tour
arrangements, to ensure the trip goes smoothly.
Get it in Writing
Ask the travel agent or tour or resort operator for a document that
describes every detail of your vacation that they have arranged, then review
the paperwork to ensure it includes all that you’re expecting. Also check to
see that it covers the company’s policies on cancellation and refunds, so
you understand what your options are if your travel plans must be changed.
Pay with a Credit Card
If you are confident that you are dealing with a legitimate business, it
is usually smart to pay with a credit card. That’s because you may be able
to challenge the charge with the credit card company if you feel you did not
get what you paid for.
Consult Your CPA
If you have concerns about any important financial decisions, turn to
your local CPA for advice. He or she can offer answers to all your financial
questions. If you are looking for a CPA, go to
www.findanIowaCPA.com.
